<!--
function validate_form() {
//set variables to values from the form
PRODUCT = document.getElementById("PRODUCT").selectedIndex;
PRIV_STUDENT_LOAN_CRED_GRADE = document.getElementById("PRIV_STUDENT_LOAN_CRED_GRADE").selectedIndex;
PRIV_STUDENT_LOAN_USE = document.getElementById("PRIV_STUDENT_LOAN_USE").selectedIndex;
CITIZENSHIP = document.getElementById("CITIZENSHIP").selectedIndex;
ENROLLMENT_STATUS = document.getElementById("ENROLLMENT_STATUS").selectedIndex;
DOBMM = document.getElementById("DOBMM").selectedIndex;
DOBDD = document.getElementById("DOBDD").selectedIndex;
DOBYYYY = document.getElementById("DOBYYYY").selectedIndex;
SCHOOL_STATE = document.getElementById("SCHOOL_STATE").selectedIndex;
ADDRESS = document.getElementById("ADDRESS").value;
CITY = document.getElementById("CITY").value;
FNAME = document.getElementById("FNAME").value;
LNAME = document.getElementById("LNAME").value;
SCHOOL_NAME = document.getElementById("SCHOOL_NAME").value;
SCHOOL_CITY = document.getElementById("SCHOOL_CITY").value;
STATE = document.getElementById("STATE").selectedIndex;
EMAIL = document.getElementById("EMAIL").value;
PRI_PHONE = document.getElementById("PRI_PHONE").value;
ZIP = document.getElementById("ZIP").value;
AGREEMENT= document.getElementById("AGREEMENT").checked;
 
 //check to make sure the form is properly filled out
if (PRODUCT == 0) {
 hideAllErrors();
document.getElementById("PRODUCTerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; } 
  else if (( document.LOAN.PRIV_STUDENT_LOAN_SIGNATOR[0].checked == false ) && (document.LOAN.PRIV_STUDENT_LOAN_SIGNATOR[1].checked == false))
  {
   hideAllErrors();
document.getElementById("PRIV_STUDENT_LOAN_SIGNATORerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false;
  }
  else if (PRIV_STUDENT_LOAN_CRED_GRADE == 0) {
    hideAllErrors();
document.getElementById("PRIV_STUDENT_LOAN_CRED_GRADEerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; }
   else if (CITIZENSHIP == 0) {
    hideAllErrors();
document.getElementById("CITIZENSHIPerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; }
   else if (PRIV_STUDENT_LOAN_USE == 0) {
    hideAllErrors();
document.getElementById("PRIV_STUDENT_LOAN_USEerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; }
  else if (ENROLLMENT_STATUS == 0) {
    hideAllErrors();
document.getElementById("ENROLLMENT_STATUSerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; }
   else if (SCHOOL_NAME == "") {
    hideAllErrors();
document.getElementById("SCHOOL_NAMEerror").style.display = "block";
document.getElementById("SCHOOL_NAME").select();
document.getElementById("SCHOOL_NAME").focus();
  return false;  } 
    else if (SCHOOL_STATE == 0) {
    hideAllErrors();
document.getElementById("SCHOOL_STATEerror").style.display = "block";
setTimeout('window.scrollTo(0,0)',1);
  return false; }
   else if (SCHOOL_CITY == "") {
    hideAllErrors();
document.getElementById("SCHOOL_CITYerror").style.display = "block";
document.getElementById("SCHOOL_CITY").select();
document.getElementById("SCHOOL_CITY").focus();
  return false;  } 
   else if (DOBMM == 0) {
    hideAllErrors();
document.getElementById("DOBerror").style.display = "block";
setTimeout('window.scrollTo(0,400)',1);
  return false; }
   else if (DOBDD == 0) {
    hideAllErrors();
document.getElementById("DOBerror").style.display = "block";
setTimeout('window.scrollTo(0,400)',1);
  return false; }
   else if (DOBYYYY == 0) {
    hideAllErrors();
document.getElementById("DOBerror").style.display = "block";
setTimeout('window.scrollTo(0,400)',1);
  return false; }
  else if (FNAME == "") {
    hideAllErrors();
document.getElementById("FNAMEerror").style.display = "block";
document.getElementById("FNAME").select();
document.getElementById("FNAME").focus();
  return false;  }
   else if (LNAME == "") {
    hideAllErrors();
document.getElementById("LNAMEerror").style.display = "block";
document.getElementById("LNAME").select();
document.getElementById("LNAME").focus();
  return false; }
   else if (ADDRESS == "") {
    hideAllErrors();
document.getElementById("ADDRESSerror").style.display = "block";
document.getElementById("ADDRESS").select();
document.getElementById("ADDRESS").focus();
  return false; }
   else if (CITY == "") {
    hideAllErrors();
document.getElementById("CITYerror").style.display = "block";
document.getElementById("CITY").select();
document.getElementById("CITY").focus();
  return false; } 
     else if (STATE == 0) {
    hideAllErrors();
document.getElementById("STATEerror").style.display = "block";
setTimeout('window.scrollTo(0,400)',1);
  return false; }
else if (ZIP == "") {
 hideAllErrors();
 document.getElementById("ZIPerror").style.display = "block";
 document.getElementById("ZIP").select();
 document.getElementById("ZIP").focus(); 
   return false; }
   else if (EMAIL == "") {
    hideAllErrors();
document.getElementById("EMAILerror").style.display = "block";
document.getElementById("EMAIL").select();
document.getElementById("EMAIL").focus();
  return false; } 
   else if (PRI_PHONE == "") {
    hideAllErrors();
document.getElementById("PRI_PHONEerror").style.display = "block";
document.getElementById("PRI_PHONE").select();
document.getElementById("PRI_PHONE").focus();
  return false;  } 
   else if (AGREEMENT == 0) {
alert ("You must agree to terms before submitting.");
  return false;  } 
  else	{ return true; }
}
//hide errors so user is not overwhelmed with multiple errors 
function hideAllErrors() {
	document.getElementById("PRODUCTerror").style.display = "none";
	document.getElementById("PRIV_STUDENT_LOAN_SIGNATORerror").style.display = "none";
	document.getElementById("PRIV_STUDENT_LOAN_CRED_GRADEerror").style.display = "none";
	document.getElementById("CITIZENSHIPerror").style.display = "none";
	document.getElementById("PRIV_STUDENT_LOAN_USEerror").style.display = "none";
	document.getElementById("ENROLLMENT_STATUSerror").style.display = "none";
	document.getElementById("SCHOOL_STATEerror").style.display = "none";
	document.getElementById("DOBerror").style.display = "none";
	document.getElementById("DOBerror").style.display = "none";
	document.getElementById("DOBerror").style.display = "none";
	document.getElementById("ADDRESSerror").style.display = "none";
	document.getElementById("CITYerror").style.display = "none";
	document.getElementById("FNAMEerror").style.display = "none";
	document.getElementById("LNAMEerror").style.display = "none";
	document.getElementById("SCHOOL_NAMEerror").style.display = "none";
	document.getElementById("SCHOOL_CITYerror").style.display = "none";
	document.getElementById("STATEerror").style.display = "none"; 
	document.getElementById("EMAILerror").style.display = "none";
	document.getElementById("PRI_PHONEerror").style.display = "none";
	document.getElementById("ZIPerror").style.display = "none"; 
  } 
//-->